The Bank of India (BOI) has officially released the Bank of India Credit Officer Recruitment 2025 notification on 1st November 2025. BOI has announced 514 vacancies for the post of Credit Officer in the General Banking Officer (GBO) stream across three scales: MMGS-II, MMGS-III, and SMGS-IV. Interested candidates can apply online from December 20, 2025, to January 5, 2026, through the official BOI career portal.
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Bank of India Credit Officer Recruitment 2025 Notification
The Bank of India Credit Officer GBO Recruitment 2025 Notification PDF is provided below for candidates’ reference. This PDF contains complete details about vacancies, eligibility criteria, pay scale, application process, selection procedure, and reservation guidelines. Aspirants can refer to it to ensure they meet all requirements before applying. The notification also includes detailed instructions for online registration, document upload, and fee payment.
Download Bank of India Credit Officer 2025 Notification PDF
Bank of India Credit Officer Recruitment 2025: Overview
The Bank of India Credit Officer Recruitment 2025 offers a prestigious career opportunity in the banking sector. Below is a detailed overview with all key information for aspirants.
| Organization | Bank of India |
|---|---|
| Post Name | Credit Officer (GBO Stream) |
| Vacancies | 514 |
| Advertisement No. | Project No. 2025-26/01 |
| Notification Date | 1st November 2025 |
| Application Dates | 20th December 2025 to 5th January 2026 |
| Last Date | 5th January 2026 |
| Mode of Application | Online |
| Selection Process | Online Examination and/or Interview |
| Relevant Date for Age & Qualification | 1st November 2025 |
| Official Website | www.bankofindia.bank.in |
| Application Portal | Bank’s Career Page |
Bank of India Credit Officer Vacancy 2025
The Bank of India Credit Officer Recruitment 2025 includes 514 vacancies distributed across three scales and various categories. Details are as follows:
| Post/Scale | SC | ST | OBC | EWS | GEN | Total | PwD (HI/VI/OC/ID) |
|---|---|---|---|---|---|---|---|
| Credit Officer MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 | 15 |
| Credit Officer MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 | 3 |
| Credit Officer SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 | 2 |
| Total | 76 | 37 | 137 | 50 | 214 | 514 | 20 |
Also Read: Reserve Bank of India RBI Recruitment 2025 Notification Out for 93 Expert Posts
Bank of India Credit Officer Apply Online 2025
The Bank of India Credit Officer Apply Online 2025 process will be active from 20th December 2025. Aspirants can fill the application form and complete the registration only through the official BOI career portal. Ensure all documents (photograph, signature, left thumb impression, handwritten declaration) are scanned as per specifications before applying. Below is the direct link to apply online.
Direct Link to Apply for Bank of India Credit Officer Recruitment 2025 (From 20.12.2025)
How to Apply for Bank of India Credit Officer 2025?
Candidates applying for the Bank of India Credit Officer Recruitment 2025 must complete the process online only. A valid personal email ID and mobile number are mandatory.
| Step | Procedure |
|---|---|
| 1 | Visit the official BOI website: www.bankofindia.bank.in. |
| 2 | Go to the ‘Career’ section and click on the relevant recruitment link. |
| 3 | Click on “APPLY ONLINE” and register using a valid email and mobile number. |
| 4 | Note down the Provisional Registration Number and Password. |
| 5 | Fill in the online application form with personal, educational, and experience details. |
| 6 | Upload scanned copies of photograph, signature, left thumb impression, and handwritten declaration as per guidelines. |
| 7 | Upload relevant experience certificates and other required documents. |
| 8 | Pay the application fee online (via Debit Card/Credit Card/Net Banking/UPI etc.). |
| 9 | Verify all details and submit the application. |
| 10 | Take a printout of the submitted application and e-receipt for future reference. |
Bank of India Credit Officer Application Fee 2025
Candidates are required to pay a non-refundable application fee/intimation charges online.
| Category | Application Fee + Intimation Charges |
|---|---|
| SC / ST / PwD | ₹175/- |
| General & Others (including OBC, EWS) | ₹850/- |
| Payment Mode | Online only |
Also Read: RRB Isolated Category 08/2025 Notification Out For 311 Vacancies, Apply From 30th December
Bank of India Credit Officer Eligibility 2025
Candidates must meet the following eligibility criteria as on 1st November 2025.
Educational Qualification:
- A Graduation degree in any discipline from a recognized University/Institute.
- Minimum Marks: 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD).
Age Limit (as on 01.11.2025):
| Post/Scale | Minimum Age | Maximum Age |
|---|---|---|
| Credit Officer MMGS-II | 25 years | 35 years |
| Credit Officer MMGS-III | 28 years | 38 years |
| Credit Officer SMGS-IV | 30 years | 40 years |
Age Relaxation is applicable for SC/ST/OBC/PwD/Ex-Servicemen etc. as per Govt. rules.
Work Experience Required:
| Post/Scale | Minimum Post-Qualification Experience | Specific Experience Required |
|---|---|---|
| MMGS-II | 3 years as an officer | 2 years in MSME/Commercial Credit/Project Finance/Mid & Large Credit in Scheduled Banks/Financial Institutions. |
| MMGS-III | 5 years as an officer | 3 years in relevant credit processing. |
| SMGS-IV | 8 years as an officer | 5 years in relevant credit processing. |
Preferred Qualifications: CA/CFA/CMA, MBA/PGDBM in Banking/Finance, or IIBF certificate courses may be required/desirable for certain scales.
Bank of India Credit Officer Selection Process 2025
The selection will be based on:
- Online Examination (if conducted) and/or
- Personal Interview.
Online Exam Pattern (Tentative):
| Test | No. of Questions | Max Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
English Language is qualifying in nature. Minimum qualifying marks apply.
Interview:
- Candidates shortlisted from the online exam (or directly based on applications) will be called for a Personal Interview.
- The final merit list will be prepared based on combined performance.
Bank of India Credit Officer Salary 2025
Selected candidates will receive a handsome salary as per the pay scale:
| Scale | Pay Scale (Basic Pay) | Approximate CTC |
|---|---|---|
| MMGS-II | ₹64,820 – ₹93,960 | As per Bank’s norms |
| MMGS-III | ₹85,920 – ₹1,05,280 | As per Bank’s norms |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 | As per Bank’s norms |
Plus DA, HRA, Allowances, and other perquisites as per Bank rules.
Important Dates
- Notification Release: 1st November 2025
- Online Application Start: 20th December 2025
- Last Date to Apply: 5th January 2026
- Last Date for Fee Payment: 5th January 2026
- Tentative Exam Date: Will be announced separately
FAQs
Q1. What is the last date to apply for BOI Credit Officer 2025?
Ans: The last date is 5th January 2026.
Q2. How can I apply for BOI Credit Officer 2025?
Ans: Apply online only via the Bank’s official career portal from 20th December 2025.
Q3. How many vacancies are there?
Ans: There are 514 vacancies across three scales.
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